Zero Sum Budgeting Made Simple
Cielo is a budgeting app that helps you take control of your finances using the zero sum budgeting method.
Every dollar has a purpose, and every expense is planned before it happens.
Zero Sum Budgeting Principles
- Assign every dollar to a specific category before you spend it
- Income minus expenses equals zero (every dollar is accounted for)
- Plan your spending in advance, not after the fact
- Track every transaction and adjust your budget as needed
- Build financial awareness and intentional spending habits